THE ‘GET INVESTING’ ONLINE COURSE

Terms and Conditions

Catherine Morgan Limited  |  Registered in Jersey

Last Updated: February 2026

IMPORTANT NOTICE TO CLIENTS

Please read these Terms and Conditions carefully before purchasing the Course. By completing your purchase you are confirming that you have read, understood, and agreed to be bound by these Terms and Conditions in their entirety. If you do not agree with any part of these Terms and Conditions, you must not proceed with your purchase.

These Terms and Conditions constitute a legally binding contract between you and Catherine Morgan Limited. 

1.  Interpretation

The following definitions apply throughout these Terms and Conditions:

Agreement means the contract formed between the Company and the Client upon purchase of the Course, comprising these Terms and Conditions and Schedule 1.

Client / You / Your means the individual purchasing the Course and agreeing to these Terms and Conditions. Where the Client is purchasing on behalf of a corporate entity, ‘you’ shall include that entity’s officers, agents, and employees, and you agree to procure their compliance with these Terms and Conditions.

Company / We / Us / Our means Catherine Morgan Limited, a company registered in Jersey under registration number 137407, whose registered office is at 1–3 Colomberie, St Helier, Jersey, JE2 4QB.

Confidential Information means all information, materials, resources, ideas, know-how, business practices, trade secrets, and other proprietary information disclosed by either party to the other in connection with the Course, excluding information that is or becomes publicly available otherwise than through a breach of these Terms and Conditions.

Content means all materials, videos, workbooks, resources, data, information, and other content provided as part of the Course, including any updates or amendments made from time to time.

Course means The ‘Get Investing’ Online Course as further described in Schedule 1.

Data Protection Legislation means the Jersey Data Protection Law 2018, the Jersey Data Protection Authority (Registration) Law 2018, and all associated regulations and guidance issued by the Jersey Office of the Information Commissioner (JOIC), together with, where applicable to the relevant Client, the UK General Data Protection Regulation (UK GDPR), the Data Protection Act 2018, the EU General Data Protection Regulation (Regulation (EU) 2016/679), and any other applicable data protection legislation in force from time to time.

Fee means the purchase price for the Course as set out in Schedule 1.

Intellectual Property Rights means all worldwide intellectual property rights, whether registered or unregistered, including copyright and related rights, trademarks and service marks, trade names, patents, rights in designs, database rights, and all other intellectual property rights and equivalent or similar forms of protection existing anywhere in the world.

Kajabi Platform means the online course delivery platform operated by Kajabi LLC through which the Course is hosted and accessed.

Personal Data has the meaning given to it in the applicable Data Protection Legislation.

2.  Introduction

2.1  These Terms and Conditions apply to the provision of the Course by the Company to the Client.

2.2  By purchasing the Course, you are deemed to have read, understood, and accepted these Terms and Conditions in their entirety. These Terms and Conditions apply to the exclusion of any other terms you may seek to impose or incorporate, or which may be implied by trade, custom, practice, or prior course of dealing.

2.3  These Terms and Conditions, together with our Privacy Policy and Website Terms of Use (available at www.catherinemorgan.com), constitute the entire agreement between us in relation to the Course. In the event of any conflict between these Terms and Conditions and any other document, these Terms and Conditions shall prevail.

2.4  By purchasing the Course you confirm that you are aged 18 or over. The Course is not intended for use by anyone under the age of 18.

2.5  All payments in respect of the Course are collected directly by Catherine Morgan Limited (Jersey). No UK entity is involved in the collection of payments for this Course.

3.  The Course

3.1  We shall deliver the Course with reasonable care and skill, consistent with best practices and standards applicable within our marketplace.

3.2  We shall deliver the Course in accordance with the details set out in Schedule 1. We shall use our reasonable endeavours to deliver the Course within any timescale indicated, however time shall not be of the essence for delivery.

3.3  Whilst we shall make every effort to deliver the Course in accordance with Schedule 1, we reserve the right to amend, revise, or make changes to the Course content at any time where reasonably required, including to improve the accuracy or quality of the Content. We shall not be liable for any such changes.

3.4  The Course is delivered on an ‘as-is’ and ‘as-available’ basis via the Kajabi Platform. From time to time it may be necessary to carry out routine or unplanned maintenance to the Course or our systems. We shall not be liable for any lack of accessibility caused by maintenance, technical issues, or circumstances beyond our reasonable control.

3.5  In delivering the Course, we may engage the services of employees, contractors, and other third-party providers as we deem appropriate.

3.6  All Content provided as part of the Course is provided for general educational and informational purposes only. Nothing in the Course constitutes financial advice, investment advice, or any other form of regulated advice, and it is not protected under the Financial Conduct Authority (FCA) or any equivalent regulatory body in any jurisdiction. You should seek independent professional advice before making any investment or financial decision. See also clause 10 (Liability).

3.7  When you purchase the Course, we grant you a personal, limited, non-exclusive, non-transferable, revocable licence to access, view, and use the Content solely for your personal educational purposes and in accordance with these Terms and Conditions. All other uses are strictly prohibited. This licence does not permit you to share, copy, download (except as technically permitted by the Kajabi Platform), reproduce, distribute, broadcast, transmit, screen-record, sell, or otherwise exploit the Content or any part of it without our express prior written consent.

4.  Kajabi Platform

4.1  Access to the Course is provided via the Kajabi Platform, operated by Kajabi LLC, a third-party service provider. By accessing the Course, you agree to comply with Kajabi’s Terms of Service and Privacy Policy as published on their website at www.kajabi.com.

4.2  We are not responsible for any changes Kajabi makes to their platform, terms of service, pricing, or availability. In the event that the Kajabi Platform becomes unavailable or Kajabi ceases operations, we will use reasonable endeavours to migrate the Course to an alternative platform or to make the Content available to you in another format, but we shall not be liable for any interruption to your access during such a transition.

4.3  It is your responsibility to ensure that your hardware, software, and internet connection are compatible with and sufficient to access the Kajabi Platform. We make no warranty that the Course will be accessible via any particular hardware or software configuration.

5.  Client’s Obligations

5.1  You agree to provide us with all information reasonably required in order to grant you access to the Course. We shall not be liable for any delay in providing access caused by your failure to provide accurate or complete information.

5.2  Where you are required to create an account to access the Course, it is your responsibility to: (a) provide accurate information when setting up your account; (b) keep your login credentials private and secure; and (c) notify us immediately at support@catherinemorgan.com if you become aware or suspect that any third party has obtained or is using your login credentials.

5.3  You agree not to: (a) share your login credentials with any other person; (b) allow any other person to access the Course using your account; (c) screen-record, download (other than as permitted by the Kajabi Platform), copy, reproduce, distribute, or otherwise exploit any part of the Content; (d) use the Content for any commercial purpose, including teaching, training, or coaching others, without our express prior written consent; (e) take any action which seeks to disable or interfere with our systems, platforms, or processes.

5.4  In the event you have any concerns about any aspect of the Course, you agree to notify us by email at support@catherinemorgan.com as soon as reasonably practicable. We shall use reasonable endeavours to work with you to resolve your concerns.

5.5  You accept that your participation in and use of the Course does not establish any form of advisory, professional, or regulated relationship between us beyond that set out in these Terms and Conditions.

5.6  You accept that access to the Course is not a substitute for professional financial, investment, medical, psychological, or other professional advice. If you are undergoing any form of professional treatment or support that may be relevant to the subject matter of the Course, you should inform your practitioner of your intention to participate in the Course.

5.7  You agree that, for a period of 24 months following the end of your access to the Course, you shall not solicit any of our clients or prospective clients without our express prior written consent.

5.8  You agree that, for the duration of your access to the Course and for a period of 24 months thereafter, you shall not employ, engage, solicit, or attempt to entice away from us any of our employees or contractors who were engaged by us at any point during the period of the Course, without our express prior written consent.

6.  Fees and Payment

6.1  The Fee for the Course is as set out in Schedule 1. Payment is due in full at the time of purchase.

6.2  The Fee is payable in Pounds Sterling (GBP) via the online payment processor available at the time of purchase. All payments are collected directly by Catherine Morgan Limited (Jersey).

6.3  The Fee is inclusive of any taxes applicable in Jersey. If you are purchasing from outside Jersey and your local jurisdiction requires the collection of sales tax, VAT, GST, or equivalent, you are responsible for compliance with those obligations. We recommend you seek local advice if you are uncertain of your obligations.

6.4  Cleared payment of the Fee in full must be received by us before access to the Course will be granted.

6.5  Time shall be of the essence in respect of the payment of the Fee.

6.6  Payment of the Fee shall be made without deduction, set-off, or withholding except as required by applicable law.

6.7  Where you make payment by credit or debit card, you authorise us to charge your card to obtain payment of the Fee. If payment is rejected or fails but access to the Course has nonetheless been provided, you agree to make payment within 7 days of being notified of the failure.

7. Late Payment

7.1  If payment of the Fee is more than 7 days overdue, we shall be entitled to exercise any or all of the following remedies:

• withhold or suspend access to the Course until payment of the outstanding amount has been received;
• apply a fixed sum administration charge of £99 to your account;
• charge interest on the outstanding amount at a rate of 8% per annum above the Bank of England base rate from time to time, calculated daily from the date payment was due until the date full payment (including accrued interest) is received.

 

7.2  If payment remains outstanding for more than 30 days from the due date, we reserve the right to instruct a debt collection agent or legal adviser to recover the outstanding Fee, together with any administration charges, accrued interest, and reasonable costs incurred in taking such action. Any liability and payment disputes in connection with this Agreement shall be subject to the exclusive jurisdiction of the Courts of Jersey.

8.  Refund Policy

8.1  Due to the nature of the Course as digital content that is made available to you immediately upon payment, all sales are final. No refunds will be provided in any circumstances save as set out in clause 8.4.

8.2  By completing your purchase you confirm that: (a) you understand that the Course consists of digital content; (b) you expressly consent to the Course being made available to you immediately upon receipt of payment; and (c) you acknowledge that by requesting immediate access you waive any right to cancel that may arise under applicable consumer protection legislation, including under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (where applicable).

8.3  If you choose to stop accessing the Course at any time, the full Fee remains payable and no refund will be provided.

8.4  A refund may be considered only in the following exceptional circumstances: (a) duplicate purchase made in error, where you can demonstrate you purchased the same Course more than once; or (b) any other circumstances where we are legally required to provide a refund under applicable consumer protection law.

9.  Chargebacks

9.1  In light of our no-refund policy, we do not accept chargeback or disputed payment claims except in the circumstances described in clause 8.4.

9.2  If you have any concern about the Course, you agree to contact us at support@catherinemorgan.com before initiating any chargeback claim with your card provider, and to give us a reasonable opportunity to address your concerns.

9.3  If you initiate a chargeback claim without first contacting us and allowing a reasonable opportunity to resolve the matter, you agree that such action shall constitute a breach of these Terms and Conditions. In such circumstances, you shall indemnify us for: (a) any charges, costs, or fees imposed on us by your card provider or our merchant service provider as a result of the chargeback claim; (b) our reasonable administrative costs in dealing with the chargeback, calculated at a rate of £50 per hour; and (c) any legal costs reasonably incurred in recovering amounts due under this clause.

10.  Cancellation and Termination

10.1  You may cancel your access to the Course at any time by notifying us in writing by email to support@catherinemorgan.com. Cancellation does not entitle you to a refund, and all sums due in respect of the Fee shall remain immediately payable upon cancellation.

10.2  We reserve the right to suspend or terminate your access to the Course at any time, without prior notice, in any of the following circumstances: (a) you commit a material breach of any of your obligations under these Terms and Conditions; (b) any payment in respect of the Fee remains outstanding; (c) you are subject to a bankruptcy order, a désastre (Jersey law), or equivalent insolvency proceedings in any jurisdiction; (d) you enter into any formal arrangement with creditors; or (e) we reasonably determine that your continued access is disruptive to the delivery of the Course or to other users.

10.3  We also reserve the right to terminate your access to the Course, without refund, if we reasonably determine that you are: (a) acting in a disruptive manner or in a way which causes offence, distress, or alarm to any other person; (b) failing to comply with these Terms and Conditions or any guidelines issued by us from time to time; or (c) using the Course or Content in a manner inconsistent with the licence granted at clause 3.7.

10.4  Upon termination of this Agreement for any reason: (a) all clauses which by their nature are intended to survive termination shall remain in full force and effect, including clauses 3.7 (Intellectual Property), 9 (Confidentiality and Intellectual Property), 11 (Data Protection), 12 (Liability), and 13 (General); and (b) you shall immediately cease using the Content and shall destroy or return to us any materials in your possession which contain Confidential Information.

11.  Confidentiality and Intellectual Property

11.1  All Intellectual Property Rights in the Course and Content vest exclusively in us or our licensors. Nothing in these Terms and Conditions operates to transfer any Intellectual Property Rights to you.

11.2  The licence granted at clause 3.7 is strictly for your personal educational use only. You shall not, without our express prior written consent: (a) alter, modify, or create derivative works from the Course or Content; (b) remove, obscure, or alter any copyright notice, trademark, or other proprietary rights notice; (c) reproduce, copy, distribute, screen-record, or otherwise exploit any part of the Content for any purpose; or (d) use the Content in any commercial capacity, including for the purposes of training or coaching others.

11.3  You shall immediately notify us in writing if you become aware of any actual, threatened, or suspected infringement of our Intellectual Property Rights, providing full details of the circumstances.

11.4  You agree that, in the event of any breach of your obligations under this clause 11, damages alone may be an inadequate remedy and that we shall be entitled to seek equitable relief, including injunctive relief, without prejudice to any other remedy available to us.

11.5  In order to benefit from the Course, you may from time to time disclose personal or other information to us. We shall treat all such information as Confidential Information and shall not use it for any purpose other than delivering the Course, save as required by law.

11.6  Where you share comments, testimonials, images, or other content (‘User Content’) with us, you grant to us a non-exclusive, royalty-free, worldwide licence to use that User Content for our business purposes, including marketing and promotion. You confirm that you have the right to share such User Content and that it does not infringe any third party’s rights.

12.  Data Protection

12.1  Catherine Morgan Limited (Jersey) is the data controller in respect of any Personal Data you provide in connection with the Course. We are registered with and subject to the oversight of the Jersey Office of the Information Commissioner (JOIC) under the Jersey Data Protection Law 2018.

12.2  We collect and process Personal Data in order to provide you with access to the Course, to communicate with you about the Course, to process your payment, and to comply with our legal obligations. The legal basis for this processing is the performance of our contract with you and, where applicable, compliance with a legal obligation.

12.3  We may share your Personal Data with the following third-party processors in order to deliver the Course: (a) Kajabi LLC (Course platform provider) — you should review Kajabi’s Privacy Policy at www.kajabi.com/privacy; (b) our payment processor, for the purpose of processing your Fee; and (c) other third-party service providers strictly as necessary to deliver the Course. We will not sell, rent, or share your Personal Data with third parties for their own marketing purposes.

12.4  Where your Personal Data is transferred to a country outside the United Kingdom, the European Economic Area, or Jersey, we shall ensure that appropriate safeguards are in place in accordance with the applicable Data Protection Legislation.

12.5  We will retain your Personal Data only for as long as is necessary to fulfil the purposes for which it was collected and to comply with our legal obligations. In all cases, we will retain records relating to the Course for a minimum of 6 years from the date of your purchase, in accordance with applicable legal and tax requirements.

12.6  You have rights under the applicable Data Protection Legislation including: (a) the right to access your Personal Data; (b) the right to correct inaccurate Personal Data; (c) the right to request erasure of your Personal Data (subject to legal obligations); (d) the right to restrict or object to processing; and (e) the right to data portability. To exercise any of these rights, please contact us at support@catherinemorgan.com.

12.7  If you have a concern about how we handle your Personal Data, you have the right to lodge a complaint with the Jersey Office of the Information Commissioner (JOIC) at www.jerseyoic.org. If you are based in the UK, you also have the right to complain to the Information Commissioner’s Office (ICO) at www.ico.org.uk. If you are based in the EU, you may complain to your local supervisory authority.

12.8  For full details of how we collect, use, and protect your Personal Data, please refer to our Privacy Policy available at www.catherinemorgan.com.

13. Liability

13.1  We have made every effort to accurately represent the Course and its Content. Any testimonials or examples of results achieved by others are illustrative only and are not intended to represent or guarantee that you will achieve the same or similar results. Individual results will vary.

13.2  We do not warrant or guarantee that: (a) your access to the Course will be uninterrupted, error-free, or free from technical issues; (b) the Course will be compatible with your particular hardware or software; (c) the Content will be suitable for your particular circumstances; or (d) participation in the Course will produce any specific financial or other outcome.

13.3  The Course does not constitute financial advice, investment advice, or any other form of regulated advice in any jurisdiction, including under the Financial Services (Jersey) Law 1998, the Financial Services and Markets Act 2000 (UK), or equivalent legislation in any other country. Nothing in the Course should be relied upon as personal financial advice. You should seek independent professional advice from a suitably qualified adviser in your own jurisdiction before making any financial or investment decision.

13.4  To the fullest extent permitted by applicable law, we shall not be liable to you, whether in contract, tort (including negligence), restitution, breach of statutory duty, or otherwise, for any: (a) indirect, consequential, special, or punitive loss or damage; (b) loss of profit, revenue, income, or anticipated savings; (c) loss of business opportunity or goodwill; (d) loss or corruption of data; (e) losses arising from your failure to seek independent professional advice; (f) losses arising from any investment decision made as a result of, or in connection with, your participation in the Course; or (g) failure to deliver the Course where we are prevented from doing so by circumstances beyond our reasonable control.

13.5  Subject to clause 13.6, our total aggregate liability to you under or in connection with this Agreement, whether in contract, tort, or otherwise, shall not exceed the amount of the Fee actually paid by you as at the date the loss or damage is sustained.

13.6  Nothing in these Terms and Conditions shall limit or exclude our liability for: (a) death or personal injury caused by our negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability which cannot lawfully be limited or excluded.

13.7  You agree that the limitations of liability set out in this clause 13 are fair and reasonable in the context of the nature of the Course and the Fee charged.

13.8  During the term of this Agreement and at any time thereafter, you agree not to take any action which is intended to harm, or which would reasonably be expected to harm, us or our reputation, agents, employees, contractors, or clients, including by way of disparaging or defamatory statements. This obligation shall survive termination of this Agreement.

14.  Dispute Resolution

14.1  In the event a dispute arises in connection with this Agreement which cannot be resolved by mutual agreement, the parties shall in the first instance use reasonable endeavours to resolve the matter through mediation by an independent mediator, to be agreed upon by the parties or, failing agreement, to be appointed by the President of the Jersey Law Society.

14.2  If the dispute cannot be resolved through mediation within 30 days of referral to mediation (or such longer period as the parties may agree), either party may commence legal proceedings in accordance with clause 15.4.

14.3  Nothing in this clause 14 prevents either party from applying to the Courts of Jersey for urgent injunctive or other interim relief where necessary to protect their interests.

15.  General

15.1  Entire Agreement. These Terms and Conditions, together with Schedule 1, constitute the entire agreement between the parties in relation to the Course and supersede all prior representations, agreements, or understandings. You confirm that no representations have been made to induce you to purchase the Course other than those set out in these Terms and Conditions.

15.2  Amendments. We reserve the right to amend these Terms and Conditions at any time. Amendments will be posted on our website with an updated ‘Last Updated’ date. Continued access to or use of the Course following notification of an amendment constitutes acceptance of the amended terms. Any amendment agreed between the parties in respect of a specific matter must be made in writing and signed by both parties.

15.3  Severability. If any provision of these Terms and Conditions is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, that provision shall be severed and the remaining provisions shall continue in full force and effect.

15.4  Governing Law and Jurisdiction. This Agreement shall be governed by and construed in accordance with the laws of Jersey. Subject to clause 14, the courts of Jersey shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with this Agreement. This governing law and jurisdiction applies to all purchasers, regardless of their country of residence or location.

15.5  Consumer Rights. Nothing in these Terms and Conditions affects any statutory rights you may have as a consumer under the laws of your own jurisdiction which cannot be excluded or modified by contract. Where applicable consumer protection legislation in your jurisdiction confers rights on you which cannot lawfully be excluded, those rights are preserved notwithstanding anything to the contrary in these Terms and Conditions.

15.6  Third Party Rights. Save as expressly provided in these Terms and Conditions, nothing in this Agreement shall create or confer any right or other benefit on any third party. The provisions of any equivalent to the Contracts (Rights of Third Parties) Act 1999 are excluded to the extent permitted by Jersey law.

15.7  Waiver. The failure of either party to enforce any provision of this Agreement at any time shall not constitute a waiver of that party’s right to enforce that provision or any other provision at a later date.

15.8  Force Majeure. We shall not be liable for any delay or failure to deliver the Course caused by circumstances beyond our reasonable control, including acts of God, pandemic, war, civil unrest, strikes, fire, flood, natural disaster, failure of telecommunications networks, or acts or omissions of third-party service providers. In such circumstances, the time for delivery shall be extended for a reasonable period.

15.9  Notices. Any notice required to be given under this Agreement shall be sent by email to support@catherinemorgan.com (for notices to us) or to the email address provided by you at the time of purchase (for notices to you). Notices shall be deemed received 24 hours after sending, provided no delivery failure notification is received.

15.10  Insurance. We confirm that we maintain appropriate professional indemnity and public liability insurance cover in respect of our obligations under this Agreement.

15.11  Language. These Terms and Conditions are written in English. In the event of any translation, the English version shall prevail.

SCHEDULE 1

Course Details: The ‘Get Investing’ Online Course

1.  Course Description

The ‘Get Investing’ Online Course is a self-paced digital learning programme designed to help participants understand the fundamentals of investing, including relevant terminology and the range of investment options available. The Course is intended to provide general financial education and is not a substitute for personalised investment advice.

2.  Course Content

Subject to the payment terms being met, the Course shall include access to:

• Online course videos hosted on the Kajabi Platform;
• Accompanying workbooks and downloadable resources;
• Any podcast content included within the Course at the time of purchase.

The Course is entirely pre-recorded and self-paced. No live sessions, one-to-one support, group teaching, or personal feedback are included unless separately contracted.

3.  Access

Access to the Course will be granted upon receipt of cleared payment of the Fee in full. It is your responsibility to ensure that you access the Course content within the access period. We reserve the right to set or amend the access period at any time, and any applicable access period will be communicated to you at the time of purchase or subsequently via email.

4.  Fee

The Fee for the Course is £476.40 (GBP) unless a promotional or discount code has been applied at the time of purchase. The Fee is payable in full at the time of purchase. All payments are collected by Catherine Morgan Limited (Jersey).

5.  Your Obligations

In addition to the obligations set out in the main Terms and Conditions above, you acknowledge and agree that:

5.1  It is entirely your responsibility to watch the Course videos and engage with the workbooks and resources. There is no group teaching, live training, or facilitated support included in this Course.

5.2  Purchasing the Course does not establish any advisory, professional, or regulated relationship between us beyond that set out in this Agreement.

5.3  You may be prompted as part of the Course to review and reflect upon aspects of your personal finances, lifestyle, and future financial goals. Any decisions you make, and any action you take, as a result of your participation in the Course are entirely your own responsibility. We shall not be liable for any decision made, action taken, or outcome arising from your participation in the Course.

5.4  The Course does not constitute and should not be relied upon as financial advice. You should seek independent professional advice from a suitably qualified financial adviser in your jurisdiction before making any investment or financial decision.

5.5  You understand and accept that purchasing and participating in the Course does not guarantee any particular financial outcome, investment return, or other result. Results will vary between individuals.

Issued by:

Catherine Morgan Limited

Registered number: 137407

Registered office: 1–3 Colomberie, St Helier, Jersey, JE2 4QB

Contact: support@catherinemorgan.com

Website: www.catherinemorgan.com