Cookies Policy

Catherine Morgan Limited  |  Last Updated: March 2026

 

Important Notice: Company Structure

This Cookies Policy applies to the website https://catherinemorgan.com, which is owned and operated by Catherine Morgan Limited, a company registered in Jersey, Channel Islands (Company Number 137407), trading as The Money Panel.

Catherine Morgan Limited is the data controller for all personal data collected through cookies and website tracking on this website.

Payments for services purchased through this website may be processed by The Money Panel Ltd (UK), acting solely as a payment collection agent on behalf of Catherine Morgan Limited. For full details of how your personal data is handled, please refer to the Catherine Morgan Limited Privacy Policy at catherinemorgan.com/privacy-policy.

 1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device when you visit a website. They are widely used to make websites work more efficiently and to provide information to the website operator. Cookies remain on your device for different periods of time depending on their type.

We also use similar tracking technologies, including web beacons (single-pixel graphic files, also known as transparent GIFs), pixels, and scripts, which function in a similar way to cookies and may collect information about how you use the website.

2. Who Is the Data Controller?

Catherine Morgan Limited is the data controller for all personal data collected through cookies and tracking technologies on this website.

Data Controller Details

• Catherine Morgan Limited
• Registered in Jersey, Channel Islands (Company Number 137407)
• Trading as: The Money Panel
• Registered Office: 1-3 Colomberie, St Helier, Jersey, JE2 4QB
• Contact: support@catherinemorgan.com
• 3. Types of Cookies We Use

We use the following categories of cookies on this website:

Strictly Necessary Cookies

These cookies are essential for the website to function and cannot be switched off. They are usually set in response to actions you take, such as setting your privacy preferences, logging in, or completing a purchase. You can set your browser to block these cookies, but some parts of the website will not work as a result. These cookies do not store any personally identifiable information.

Performance and Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our website. They help us understand which pages are most and least popular and see how visitors move around the site. All information collected by these cookies is aggregated and therefore anonymous. If you do not allow these cookies, we will not know when you have visited our website.

We may use tools including Google Analytics to collect this information. Where such tools transfer data outside the UK, Jersey, or the European Economic Area, appropriate safeguards are in place in accordance with applicable data protection law.

Functional Cookies

These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by third-party providers whose services we use on our pages. If you do not allow these cookies, some or all of these features may not function correctly.

Marketing and Targeting Cookies

These cookies may be set through our website by our advertising partners and tools such as the Meta Pixel. They may be used to build a profile of your interests and show you relevant content on other websites. They do not directly store personal information, but are based on uniquely identifying your browser and internet device. If you do not allow these cookies, you will experience less targeted advertising.

4. Third-Party Cookies

Some cookies on this website are set by third parties. These third parties may include analytics providers, payment processors, social media platforms, and marketing tools. We do not control these third-party cookies, and they are subject to the privacy and cookie policies of those third parties.

Third-party services that may place cookies on your device include:

• WordPress – website content management system (may set session and login cookies)
• Google Analytics – website analytics and traffic measurement
• Meta (Facebook) Pixel – marketing and conversion tracking
• Kajabi – course hosting and delivery platform (may set cookies when accessing course content)
• WooCommerce (WordPress) – shopping cart, checkout functionality, and session management (strictly necessary)
• ActiveCampaign – email marketing and subscriber management
• CityPay – payment gateway for course and product purchases

We recommend reviewing the privacy and cookie policies of each third-party provider to understand how they use your data.

5. Legal Basis for Cookie Processing

Catherine Morgan Limited, as data controller, processes personal data collected through cookies on the following legal bases:

• Consent – for performance, functional, and marketing cookies, where you have given your explicit consent via our cookie banner on first visit.
• Legitimate interests – for certain operational cookies where our legitimate interest in running a functional and secure website is not overridden by your rights.
• Legal obligation – where processing is required to comply with applicable law.

You are not obliged to accept non-essential cookies. Where consent is the legal basis, you may withdraw your consent at any time by adjusting your cookie preferences (see Section 6 below).

6. How to Manage and Control Cookies

Cookie Consent Banner

When you first visit this website, you will be presented with a cookie consent banner that allows you to accept or decline non-essential cookies. You can update your preferences at any time by clicking the “Cookie Settings” link in the footer of our website.

Browser Settings

Most web browsers allow you to control cookies through their settings. You can set your browser to block or alert you to cookies, delete cookies, or browse in private/incognito mode. Please note that restricting cookies may affect the functionality of this website. For guidance on how to manage cookies in your browser, visit:

• Google Chrome
• Mozilla Firefox
• Microsoft Edge
• Apple Safari

Opt-Out of Analytics and Advertising

You may also opt out of specific analytics and advertising cookies using the tools provided directly by those services:

• Google Analytics opt-out: tools.google.com/dlpage/gaoptout
• Meta (Facebook) ad preferences: facebook.com/ads/preferences
• 7. International Data Transfers

Some of the third-party services that set cookies on this website are based outside Jersey, the UK, or the European Economic Area, including in the United States. Where your data is transferred internationally as a result of cookies, we ensure that appropriate safeguards are in place, including adequacy decisions, Standard Contractual Clauses (SCCs), or other lawful transfer mechanisms.

Jersey has been recognised by the European Commission as providing an adequate level of data protection.

8. Your Rights

Where cookies collect personal data, you have rights under applicable data protection law (including the Data Protection (Jersey) Law 2018 and, for UK residents, UK GDPR). These include the right to access, rectify, erase, restrict, or object to the processing of your personal data.

To exercise any of these rights, please contact Catherine Morgan Limited as data controller at support@catherinemorgan.com.

Additional Rights for Specific Jurisdictions

• UK Residents: You have equivalent rights under the UK GDPR and the Data Protection Act 2018. You may also lodge a complaint with the UK Information Commissioner’s Office (ICO).
• EU/EEA Residents: You have rights under the EU General Data Protection Regulation (GDPR). You may lodge a complaint with your local supervisory authority.
• California Residents (USA): Under the California Consumer Privacy Act (CCPA), you have the right to know what personal information we collect, to request deletion, and to opt out of the sale of your personal information. We do not sell your personal information.
• Australian Residents: Your personal information is handled in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988 (Cth). You may lodge a complaint with the Office of the Australian Information Commissioner (OAIC).
• Canadian Residents: Your personal information is handled in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA). You may lodge a complaint with the Office of the Privacy Commissioner of Canada.

Supervisory Authorities

If you have concerns about how your data is handled, you have the right to complain to the relevant supervisory authority:

• Jersey Office of the Information Commissioner (JOIC): jerseyoic.org  |  +44 (0)1534 716530
• UK Information Commissioner’s Office (ICO): ico.org.uk  |  0303 123 1113
• 9. Changes to This Cookies Policy

We may update this Cookies Policy from time to time to reflect changes in the cookies we use, changes to applicable law, or changes to our company structure. Any updates will be posted on this page with a revised “Last Updated” date. Where changes are material, we will endeavour to provide at least 30 days’ notice.

Your continued use of this website after changes are posted constitutes acceptance of the updated Cookies Policy.

10. Contact Us

For queries about this Cookies Policy or how your data is used in connection with cookies:

Data Controller (All Data Queries)

• Catherine Morgan Limited, trading as The Money Panel
• Email: support@catherinemorgan.com
• Registered Office: 1-3 Colomberie, St Helier, Jersey, JE2 4QB
• Company Number: 137407 (Jersey)

11. Governing Law

This Cookies Policy and any dispute or claim arising out of or in connection with it shall be governed by and construed in accordance with the laws of Jersey, Channel Islands. The Royal Court of Jersey shall have exclusive jurisdiction to settle any dispute or claim.